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Title slide to video about liability if a non-owner has an accident with someone else's car

August 19, 2020

Who is Liable for an Accident if a Non-Owner is Driving?

Learn about your liability when another driver has an accident with your car. Is a non-owner covered by your insurance? Are you responsible for an accident if someone else is driving your vehicle? This video explains what is–and what is not–covered if you lend your car to someone.
What does flood insurance cover

July 2, 2021

What Does Flood Insurance Cover in New Jersey?

Protect your home with flood insurance. Most New Jersey homeowners insurance doesn't include flood insurance. A New Jersey independent insurance agent can help you purchase flood insurance from the National Flood Insurance Program. Flood insurance covers your home, possessions, and assets for damage due to natural water.

College-Aged Student & Auto Insurance

June 4, 2021

Will Your Auto Insurance Cover Your Child When They Go to College?

While every situation and every policy is different, the right planning can ensure that your college-aged student remains covered by your auto policy. Companies have certain conditions that need to be followed to continue coverage, but situations like moving out of state or changing their address can impact the decision.
Cyber Homes

June 4, 2021

Do I Need Personal Cyber Insurance?

Considering the number of internet-connected devices in homes today, from Alexa to Ring, and even baby monitors or robotic vacuums, New Jerseyans are susceptible to being hacked than ever before. Nearly one in three people will fall victim to cybercrime, making a personal cyber insurance policy worth looking into.
Young woman using a laptop to compare car insurance rates

June 4, 2021

How Do You Compare Rates When Shopping for Car Insurance?

Comparing rates when shopping for car insurance isn't easy. Online quotes may not offer the best policy or price, and knowing what factors determine your rate can keep your premium down. An independent agent can do the legwork to make sure you have the best protection at a price that fits your budget.
Man leaning on car and using smart phone

June 4, 2021

How Does Credit Effect Your Auto Insurance Rate?

Many factors affect car insurance premiums, including credit rating. Certain elements of your credit history can predict how likely you are to have an insurance loss. This video will show how an independent agent can help identify variables that may affect your insurance rate and how to get them lowered.

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