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Title slide to video about liability if a non-owner has an accident with someone else's car

August 19, 2020

Who is Liable for an Accident if a Non-Owner is Driving?

Learn about your liability when another driver has an accident with your car. Is a non-owner covered by your insurance? Are you responsible for an accident if someone else is driving your vehicle? This video explains what is–and what is not–covered if you lend your car to someone.

April 8, 2020

Do I Need a Separate Insurance Policy for My Jewelry?

Whether you own one piece of fine jewelry or have a collection of treasured heirlooms, jewelry insurance will give you the coverage you need in the event of loss, damage, or theft. Adding a jewelry rider ensures that you have adequate limits to keep your precious pieces protected beyond what your homeowners policy allows.
New Jersey insurance FAQ

October 29, 2019

FAQ: Does New Jersey Homeowners Insurance Cover Windows?

Homeowners insurance provides protection for many aspects of the home including windows. Check out this expert independent insurance agent's answers to some of your FAQ's concerning homeowners coverage for windows, including when and how they're covered, and how much you'll have to pay if an incident isn't fully covered.
Hurricane damages - NJ

October 25, 2019

Does My Homeowners Policy Cover Hurricane Damages?

Having the right homeowners policy to cover hurricane damage is critical, especially in NJ where we rank 3rd nationally for exposure to hurricanes. As independent agents, our job is to answer all of your questions especially when it comes to something as confusing and important as hurricane insurance.

Independent insurance agents - NJ

October 25, 2019

How do Independent Insurance Agents Work?

Independent insurance agents work for you. We have options the big players don’t like enlisting multiple insurance companies to find the best coverage for all your unique insurance needs. And, we can offer homeowners, auto, health, life, and business insurance from one place, from an agent right in your neighborhood.

When to Insure Your Teen Driver

October 25, 2019

When Should I Add a Teen Driver to My Car Insurance Policy?

N.J. law requires every driver—including first-time teen drivers—to carry a minimum level of liability insurance before they can legally be behind the wheel. The optimal time to think about auto insurance for your child is before this milestone arrives because there’s more at stake than just meeting minimum requirements.

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