Insurance Resources Ask an Insurance Agent

Ask an Insurance Agent

Title slide to video about liability if a non-owner has an accident with someone else's car

August 19, 2020

Who is Liable for an Accident if a Non-Owner is Driving?

Learn about your liability when another driver has an accident with your car. Is a non-owner covered by your insurance? Are you responsible for an accident if someone else is driving your vehicle? This video explains what is–and what is not–covered if you lend your car to someone.
Aerial drone against the blue sky. Is My Drone Covered On My Current Insurance Policy?

May 25, 2022

Is My Drone Covered on My Current Insurance Policy?

Drones can carry a lot of risk for both their pilots/owners and others. Find out if your homeowners or business insurance policy covers your liability in the event of a drone crash or system failure causing damage or injury.
Significant flooding has damaged a basement. If the Gutters Weren't Installed Right and Your Basement Floods, Who's Responsible?

May 3, 2022

If the Gutters Weren't Installed Right and Your Basement Floods, Who's Responsible?

Sometimes the worst incidents to occur on your property are caused by professionals. So if your home's gutters weren't installed right and caused flooding in your basement, who's responsible for the mess and the damage? A New Jersey independent insurance agent can help you answer this and get the right home insurance.

Smoke detector and fire alarm in action. If There's an Electric Fire in Your New House, Who's Responsible?

May 3, 2022

If There's an Electric Fire in Your New House, Who's Responsible?

Buying a brand new house is a big deal. Unfortunately your celebration can be cut short if disaster strikes before the paint's finished drying. So what happens if, for example, there's an electric fire in your brand new house? Who's responsible and who pays? A New Jersey independent insurance agent can help, and so can we.

Multiple utility lines in basement of home. If your sewer lines busts in New Jersey, who's responsible?

April 13, 2022

If Your Home's Sewage Line Busts, Who's Responsible?

Sometimes the most unexpected home disasters are the most costly. But who's responsible if your home's sewage line busts? While a New Jersey independent insurance agent can help you get covered by the right homeowners insurance, we can start by answering this question. Here's a closer look at who's responsible in this case.
Speedboat beached and almost sunk at it's mooring. Renters Broke the Boat at My Vacation Home: Who's Responsible?

February 10, 2022

Renters Broke the Boat at My Vacation Home: Who's Responsible?

Imagine that the renters at your vacation home actually broke your boat during their stay. Who'd be responsible for the incident and for paying for the damage? While a New Jersey independent insurance agent can help you get protected with the right boat insurance, we can start by helping to answer this question.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16