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Title slide to video about liability if a non-owner has an accident with someone else's car

August 19, 2020

Who is Liable for an Accident if a Non-Owner is Driving?

Learn about your liability when another driver has an accident with your car. Is a non-owner covered by your insurance? Are you responsible for an accident if someone else is driving your vehicle? This video explains what is–and what is not–covered if you lend your car to someone.
A car with a fallen tree on top of it. If a Neighbor's Tree Falls on Your Car, Who's Responsible?

February 10, 2022

If a Neighbor's Tree Falls on Your Car, Who's Responsible?

No matter how much you try to protect your car, you never know when an unexpected catastrophe can occur. So what happens if your neighbor's tree falls on your car? Though a New Jersey independent insurance agent can help protect you with the right car insurance, we'll start by answering this question.

Broken home window. If My Neighbor Hits a Golf Ball Through My Home's Window, Who's Responsible?

February 10, 2022

If My Neighbor Hits a Golf Ball through My Home's Window, Who's Responsible?

For unexpected disasters, sometimes it's confusing to determine how they should be handled. So who'd be responsible if a neighbor broke your window with a golf ball? While a New Jersey independent insurance agent can help you get covered by the right homeowners insurance, we can start by helping to answer this question.
Mowing the grass with a lawn mower in sunny summer. Who’s Responsible If My Neighbor’s Lawnmower Kicks Up a Rock That Shatters My Windshield?

February 7, 2022

Who’s Responsible If My Neighbor’s Lawnmower Kicks Up a Rock That Shatters My Windshield?

Home and car owners can take every effort to protect their property, but sometimes it still ends up damaged through no fault of their own. So what happens if a neighbor mows their lawn and kicks up a rock that shatters your car's windshield? Here's a breakdown of who's responsible for paying in this unique situation.
Tree cutter with saw and harness climbing a tree. If My Tree Cutter Drops a Branch on My Neighbor's Shed, Who's Responsible?

February 4, 2022

If My Tree Cutter Drops a Branch on My Neighbor's Shed, Who's Responsible?

What happens if a tree trimmer you hired drops a limb on your neighbor's shed? Though a New Jersey independent insurance agent can help you get protected with the right home insurance, it's also important to understand the answer to this question. Here's a breakdown of who'd be responsible in this unique scenario.

Sport Fishing Boats and Yachts in marina in Atlantic City, New Jersey. If My Boat Damages Another at a Marina, Who's Responsible?

February 4, 2022

If My Boat Damages Another at a Marina, Who's Responsible?

What happens if your boat damages another at a marina? While a New Jersey independent insurance agent can help by getting you equipped with the right boat insurance, it's also important to know the answer to this question. Here's a breakdown of if and when you're responsible for your boat damaging another at a marina.

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