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Title slide to video about liability if a non-owner has an accident with someone else's car

August 19, 2020

Who is Liable for an Accident if a Non-Owner is Driving?

Learn about your liability when another driver has an accident with your car. Is a non-owner covered by your insurance? Are you responsible for an accident if someone else is driving your vehicle? This video explains what is–and what is not–covered if you lend your car to someone.
New Jersey insurance FAQ

June 4, 2021

FAQ: How Does a New Jersey Umbrella Policy Work?

We asked an insurance expert about New Jersey umbrella policies. Umbrella policies provide excess liability coverage beyond the limits of your auto and home insurance. How do they work? What do they cover? And who needs one? An independent insurance agent has the answers you need.

What does business umbrella insurance cover - NJ

June 4, 2021

What Does New Jersey Business Umbrella Insurance Cover?

Running your own business may be a dream come true in many ways, but it also exposes you to a lot of (potentially costly) risks. When slapped with a liability claim that exceeds your business owners policy's built-in limits, business umbrella coverage picks up the slack. Business umbrella policies increase your protection.
Man getting on motorcycle

June 4, 2021

Canceling Your Boat or Motorcycle Insurance for the Winter Is Never a Good Idea

Looking to save money on boat or motorcycle insurance? One thing you don’t want to do is cancel coverage over the winter. Whatever savings you may realize are outweighed by the potential costs in your ability to get insurance, in the higher amount of premiums you may be charged, and in the personal assets you stand to lose.
cars in traffic

June 4, 2021

Why NJ Auto Insurance Rates Are So High

Many things determine auto insurance premiums. Some you can influence, some you can’t. Factors like where you live, age, gender, distance and frequency of your commute, prior coverage lapses and claim history can be outside of your control. Your driving record, vehicle, and insurance score are all factors you can influence.
New Jersey insurance FAQ

May 28, 2021

FAQ: Do I Need a New Jersey Umbrella Policy?

Umbrella policies offer an extra layer of liability protection beyond the limits of your auto or home insurance. We asked an insurance expert why you need a New Jersey umbrella policy, and what does an umbrella policy cover? Get all your FAQs answered.

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