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Title slide to video about liability if a non-owner has an accident with someone else's car

August 19, 2020

Who is Liable for an Accident if a Non-Owner is Driving?

Learn about your liability when another driver has an accident with your car. Is a non-owner covered by your insurance? Are you responsible for an accident if someone else is driving your vehicle? This video explains what is–and what is not–covered if you lend your car to someone.
cars in traffic

June 4, 2021

Why NJ Auto Insurance Rates Are So High

Many things determine auto insurance premiums. Some you can influence, some you can’t. Factors like where you live, age, gender, distance and frequency of your commute, prior coverage lapses and claim history can be outside of your control. Your driving record, vehicle, and insurance score are all factors you can influence.
New Jersey insurance FAQ

May 28, 2021

FAQ: Do I Need a New Jersey Umbrella Policy?

Umbrella policies offer an extra layer of liability protection beyond the limits of your auto or home insurance. We asked an insurance expert why you need a New Jersey umbrella policy, and what does an umbrella policy cover? Get all your FAQs answered.

These golf carts are parked. Maybe the owner is wondering, how much is golf cart insurance in NJ?

March 23, 2021

How Much is Golf Cart Insurance (LSV Insurance) in New Jersey?

Street legal golf carts and other Low Speed Vehicles are required by the state of New Jersey to be properly insured, as well as to be operated by a licensed driver and carry proper title, tags and registration issued by the NJ Motor Vehicle Commission.
New Jersey insurance FAQ

February 21, 2021

FAQ: Is My Child Covered under My Car Insurance in New Jersey?

Protecting your child behind the wheel starts with having the right car insurance policy. An independent insurance agent can help you understand whether your child is covered under your existing policy and how to enhance your policy to provide full protection for your child. Learn if your child is protected today.
New Jersey insurance FAQ

February 15, 2021

FAQ: Does New Jersey Car Insurance Cover Hail Damage?

Hail can leave your vehicle with dents, broken windows, and several thousand dollars in repairs. Fortunately purchasing comprehensive car insurance will cover hail, but it's not included in your basic car insurance policy. A New Jersey independent insurance agent can help you understand how to get this coverage.

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