Homeowners Insurance Resources in New Jersey

October 24, 2023

Will My Homeowners Insurance Drop Me if I Make a Claim?

Learn the factors that can lead to non-renewal or cancellation of your homeowners insurance, how to get homeowners insurance after being dropped, and your rights when it comes to homeowners insurance cancellations.

June 4, 2021

Your Homeowners Policy May Not Cover Everything You Think

Up to a certain point, homeowners insurance protects your home and contents from perils and your assets from liability claims. But in worst-case scenarios — where the peril is excluded from coverage, the costs to replace/repair is above limits, or higher deductibles are required — standard coverage may fall short.

June 4, 2021

Top Six Reasons to Carry Umbrella Personal Liability Coverage

If you ever find yourself in a situation of being sued for personal liability, your bank accounts, investments, retirement accounts, and anything you own that has monetary value - a residence, rental property, boat, jewelry, or even a stamp collection - are at risk of being exposed. That's where umbrella liability comes in.

June 4, 2021

Why Is Having an Umbrella Insurance Policy Important?

An umbrella insurance policy gives you an extra layer of protection filling in the gaps where other insurance policies end or where standard insurance coverage may not provide enough liability limits to cover a claim. Here's just a few reasons why having an umbrella insurance policy may be important for you.

What does homeowners insurance cover - NJ

June 4, 2021

What Does New Jersey Homeowners Insurance Cover?

Homeowners insurance is designed to protect all aspects of the home, not just the dwelling itself. Check out this in-depth guide to homeowners insurance, including covered perils, benefits, and premium costs for your state. Work with a New Jersey independent insurance agent to get set up with the right protection for you.

What does builders risk insurance cover in NJ

June 4, 2021

What Does Builder’s Risk Insurance Cover in New Jersey?

Since standard property insurance policies aren’t built to cover construction sites in progress, special coverage known as builder’s risk insurance is needed to get the job done. For general contractors, other construction teams, and property owners in New Jersey, it’s important to learn all about builder’s risk coverage.