Insurance Resources Homeowners

Homeowners

All your resources for homeowners insurance in New Jersey

A fallen tree barricaded the street in a small town in New Jersey after a storm. Will My Homeowners Insurance Drop Me If I Make a Claim?

October 24, 2023

Will My Homeowners Insurance Drop Me if I Make a Claim?

Learn the factors that can lead to non-renewal or cancellation of your homeowners insurance, how to get homeowners insurance after being dropped, and your rights when it comes to homeowners insurance cancellations.

March 23, 2021

Is Equipment Breakdown Coverage Available to New Jersey Homeowners and Renters?

If household appliances, electronics, machines or tools break – repair costs and losses can quickly add up, but these may not be covered by homeowners and renters insurance. Adding equipment breakdown coverage to an existing NJ property insurance policy can defray costs in certain situations. A quick video helps explain.

March 23, 2021

Adding Individual Cyber Insurance to a Homeowners Policy

Individual cyber insurance provides cyber liability protection to individuals and families, much like business cyber insurance protects small and large companies, but does your family need cyber insurance? How do you add cyber coverage to an existing homeowners or renters insurance policy? Video and links to get quotes.
Outside structures like docks may need additional insurance than a standard homeowners policy provides

March 23, 2021

Ports in a Storm: Insuring Your Home's Other Structures

Homeowners Coverage A, Coverage B, Coverage C and Coverage D - insuring docks, pools and other structures. Aside from dwelling coverage, home policies include separate provisions for assets outside the home - where high liability risks and vulnerability to storm damage are likely. New Jersey insurance information.
Hurricane, Windstorm and Named Storm Deductibles in New Jersey Homeowners Insurance Policies

March 23, 2021

Hurricane, Windstorm and Named Storm Deductibles

Hurricane, windstorm and named storm deductibles: when do they apply? how do they work? and how can New Jersey homeowners be sure they have the homeowners insurance protection they need in case of storm damage.
Example of service line to a home. Repairs can be costly so many homeowners purchase service line coverage.

March 16, 2021

Service Line Coverage: A Crucial Connection for New Jersey Homeowners

Service line coverage is often considered "vitally important," but you may be surprised to learn that your homeowners insurance doesn't include the sewer, water, and other service lines to and from your home.

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