Homeowners

All your resources for homeowners insurance in New Jersey

Fallen tree after storm damage. My Neighbor's Tree Fell on My Property: Who's Responsible?

June 18, 2022

My Neighbor's Tree Fell on My Property: Who's Responsible?

Understand the coverages offered through your New Jersey homeowners insurance before an accident occurs. Fallen trees are important factors to understand in your coverage. Work with a New Jersey independent insurance agent to get home insurance quotes to cover common risks you face.

Ocean Storm Waves Crashing into Seawall in front of Houses. Do Houses With Basements that Flood Cost More to Insure?

June 3, 2022

Do Houses with Basements That Flood Cost More to Insure?

If your home is located in a high-risk flood zone and has a basement, it could cost more to insure. Many items in the basement are also excluded from home insurance and flood coverage. Work with a New Jersey independent insurance agent to understand your home insurance coverage and purchase flood insurance if necessary.

Suburban Front Stone Faced Single Family Home. How Does Home Insurance Factor Into Overall Home Ownership Costs?

June 3, 2022

How Does Home Insurance Factor into Overall Home Ownership Costs?

How much does New Jersey home insurance cost? Coverage will depend on factors like the location of your home, its value, and how much coverage you need. An independent insurance agent can help you secure coverage that fits your needs and is affordable. Work with a local agent to shop New Jersey home insurance quotes today.

Aerial drone against the blue sky. Is My Drone Covered On My Current Insurance Policy?

May 25, 2022

Is My Drone Covered on My Current Insurance Policy?

Drones can carry a lot of risk for both their pilots/owners and others. Find out if your homeowners or business insurance policy covers your liability in the event of a drone crash or system failure causing damage or injury.

Significant flooding has damaged a basement. If the Gutters Weren't Installed Right and Your Basement Floods, Who's Responsible?

May 3, 2022

If the Gutters Weren't Installed Right and Your Basement Floods, Who's Responsible?

Sometimes the worst incidents to occur on your property are caused by professionals. So if your home's gutters weren't installed right and caused flooding in your basement, who's responsible for the mess and the damage? A New Jersey independent insurance agent can help you answer this and get the right home insurance.


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