Insurance Resources Homeowners

Homeowners

All your resources for homeowners insurance in New Jersey

A fallen tree barricaded the street in a small town in New Jersey after a storm. Will My Homeowners Insurance Drop Me If I Make a Claim?

October 24, 2023

Will My Homeowners Insurance Drop Me if I Make a Claim?

Learn the factors that can lead to non-renewal or cancellation of your homeowners insurance, how to get homeowners insurance after being dropped, and your rights when it comes to homeowners insurance cancellations.
Significant flooding has damaged a basement. If the Gutters Weren't Installed Right and Your Basement Floods, Who's Responsible?

May 3, 2022

If the Gutters Weren't Installed Right and Your Basement Floods, Who's Responsible?

Sometimes the worst incidents to occur on your property are caused by professionals. So if your home's gutters weren't installed right and caused flooding in your basement, who's responsible for the mess and the damage? A New Jersey independent insurance agent can help you answer this and get the right home insurance.

Smoke detector and fire alarm in action. If There's an Electric Fire in Your New House, Who's Responsible?

May 3, 2022

If There's an Electric Fire in Your New House, Who's Responsible?

Buying a brand new house is a big deal. Unfortunately your celebration can be cut short if disaster strikes before the paint's finished drying. So what happens if, for example, there's an electric fire in your brand new house? Who's responsible and who pays? A New Jersey independent insurance agent can help, and so can we.

Broken home window. If My Neighbor Hits a Golf Ball Through My Home's Window, Who's Responsible?

February 10, 2022

If My Neighbor Hits a Golf Ball through My Home's Window, Who's Responsible?

For unexpected disasters, sometimes it's confusing to determine how they should be handled. So who'd be responsible if a neighbor broke your window with a golf ball? While a New Jersey independent insurance agent can help you get covered by the right homeowners insurance, we can start by helping to answer this question.
A car with a fallen tree on top of it. If a Neighbor's Tree Falls on Your Car, Who's Responsible?

February 10, 2022

If a Neighbor's Tree Falls on Your Car, Who's Responsible?

No matter how much you try to protect your car, you never know when an unexpected catastrophe can occur. So what happens if your neighbor's tree falls on your car? Though a New Jersey independent insurance agent can help protect you with the right car insurance, we'll start by answering this question.

Mowing the grass with a lawn mower in sunny summer. Who’s Responsible If My Neighbor’s Lawnmower Kicks Up a Rock That Shatters My Windshield?

February 7, 2022

Who’s Responsible If My Neighbor’s Lawnmower Kicks Up a Rock That Shatters My Windshield?

Home and car owners can take every effort to protect their property, but sometimes it still ends up damaged through no fault of their own. So what happens if a neighbor mows their lawn and kicks up a rock that shatters your car's windshield? Here's a breakdown of who's responsible for paying in this unique situation.

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