Insurance Resources Disaster Resources

Disaster Resources

Hurricane, Windstorm and Named Storm Deductibles in New Jersey Homeowners Insurance Policies

March 23, 2021

Hurricane, Windstorm and Named Storm Deductibles

Hurricane, windstorm and named storm deductibles: when do they apply? how do they work? and how can New Jersey homeowners be sure they have the homeowners insurance protection they need in case of storm damage.
Do I need flood insurance

August 11, 2021

Do I Need Flood Insurance in New Jersey?

New Jersey flood insurance can be a challenging thing to understand if you're not a licensed adviser. There are numerous options and sometimes coverage is required. To get the best policy for an affordable price, consider using a local expert. Connect with a New Jersey independent insurance agent for custom quotes.

Do I need identity theft protection

August 11, 2021

Do I Need Identity Theft Protection in New Jersey?

In New Jersey, you can obtain identity theft protection under your business and personal insurance policies. In this day and age, it's easier than ever to steal someone's identity. The proper protection can be found through a local expert. Connect with a New Jersey independent insurance agent for coverage details.

What does flood insurance cover

July 2, 2021

What Does Flood Insurance Cover in New Jersey?

Protect your home with flood insurance. Most New Jersey homeowners insurance doesn't include flood insurance. A New Jersey independent insurance agent can help you purchase flood insurance from the National Flood Insurance Program. Flood insurance covers your home, possessions, and assets for damage due to natural water.

Cyberattacks and small businesses.

June 4, 2021

Cyberattack Risks for New Jersey Small Businesses Too Big To Discount

Theft of digital information is the most common reported fraud and small business are particularly vulnerable because they're easier to hack. Not only are cyberattacks on small businesses more successful, but smaller companies also bare a higher financial impact from cyberattacks which can lead to major losses, or worse.
Hurricane Sandy Exposed

June 4, 2021

Hurricane Sandy Exposed Insurance Coverage Shortfalls — Will You Be Adequately Prepared for the Next Big Storm?

Hurricane Sandy caused serious damage and destruction after slamming into NJ in 2012. It also exposed serious misconceptions that residents had about their homeowners and renters insurance coverage, leaving many people wishing they would have reviewed their policies and prepared for a claim differently.

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